Disclaimer

1. Not an Insurance Company or Intermediary

SureCover is not an insurance company, insurer, co-insurer, reinsurer, insurance broker, insurance agent, or IRDAI-registered intermediary of any kind. SureCover does not underwrite, sell, distribute, or endorse any insurance product. We do not receive any commission, referral fee, or remuneration from any insurance company.

2. Not Financial, Legal, or Investment Advice

Nothing on the SureCover platform — including reports, scores, recommendations, gap analyses, or any other output — constitutes or should be construed as investment advice, financial advice, legal advice, accounting advice, or tax advice. The platform is designed solely as an educational and decision-support tool.

Always consult a qualified, IRDAI-registered insurance advisor, financial planner, or legal professional before making any insurance or financial decision.

3. AI Limitations

SureCover's reports are generated using artificial intelligence (AI) models that analyze the information and documents provided by the user. While we strive for accuracy:

• AI analysis is based solely on the inputs and documents you provide. Incomplete or inaccurate inputs will affect report quality.
• AI models may not capture every nuance, clause, or condition in complex insurance documents.
• Reports should be independently verified against official policy documents before making any decision.
• SureCover does not guarantee the accuracy, completeness, or timeliness of any report or recommendation.

4. No Claim Guarantee

SureCover cannot and does not guarantee the acceptance, rejection, settlement, or outcome of any insurance claim. Claim decisions are made solely by the respective insurance company based on their policy terms, conditions, exclusions, and internal processes. SureCover has no influence over insurer decisions.

5. Educational & Informational Purpose Only

All recommendations, scores, gap analyses, and insights provided by SureCover are educational and informational in nature. They are intended to help users better understand their existing insurance coverage and identify areas for potential improvement. They should not be treated as professional financial advice or a directive to purchase, modify, or cancel any insurance policy.

6. Premium Estimates Are Indicative

Any premium estimates or cost indications provided in SureCover reports are indicative only, based on publicly available IRDAI data and actuarial assumptions. Actual premiums are determined by individual insurers based on your specific profile, underwriting criteria, and prevailing rates. Always obtain official quotes from licensed insurers or advisors.

7. IRDAI Regulatory Status

SureCover is not registered with or approved by IRDAI (Insurance Regulatory and Development Authority of India) as an insurance intermediary. We operate as an independent technology and analytics platform. Any reference to IRDAI data in our reports refers to publicly available regulatory data used for analytical purposes only.

We do not claim to be IRDAI-certified, government-approved, or officially endorsed by any regulatory body.

8. Third-Party Links & Services

The SureCover platform may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or accuracy of any third-party website. Links are provided for convenience only and do not constitute an endorsement.